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As a Financial Advisor, I always make sure that my clients have an Emergency Fund before jumping into volatile investment vehicles like getting an insurance, investing in stocks, mutual fund, UITF or a VUL. The latter offer greater long-term growth potential than cash
Q&A with Mr. Chinkee Tan  (Zoom webinar on Term insurance vs Variable insurance, April 29, 2020, 4pm-5pm) Q: I’m 40yo with 2 kids. Anong suggestion mo na bilin ko for my kids, term or VUL? A: If u have excess money, you can
You're probably reading this because your phone was lost... or stolen... (like mine) It happens to a lot of people. Because you know... the WORLD-IS-NOT-A-SAFE-PLACE. I couldn't give more emphasis on that cos really, we cannot do anything about it. Meh. I'm sure
If there's a thing called "chick magnet", Happy Beach Cebu is definitely a "millennial magnet". EVERY-CORNER-IS-INSTAGRAMMABLE! And that's what MOST Millennial's consider when visiting a place.  So let's start from the basic: ABOUT HAPPY BEACH: From the team that brought you the Inflatable Island
As the 'Ber' months officially settle in, Filipinos are already making their countdown for Christmas! Aside from being a predominantly Christian nation of Asia who celebrates Christmas early, Filipino's are excited about the 'ber' months because of the bonuses that are coming! Where
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